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They share one common thread - a person, or family, wants the rewards they feel they deserve, without having to do the real work to get those rewards.

Lately, I have been asked quite a bit about the mid-term elections and how the results will impact the stock markets. I’ve spent some time thinking and reading to provide as educated of an answer as I can. And the simple answer is – I have no idea and no one else does either!

One of the questions that I've been getting recently is about the seeming divergence of the economy and the stock markets. The economy seems to be doing well, yet the markets seem to be struggling this year and most investment accounts have seemed to go nowhere. How can that be?

Even though the idea of a special celebration of our mothers dates back to Roman and Greek celebrations of the mothers of the gods, the United States didn't formally recognize Mother's Day until 1914.

The internet, e-mail, and social media are all powerful tools that have made our lives better and our world more connected. But they also make us more susceptible to those trying to take advantage of us. Please be careful and if you're ever in doubt - stop and contact someone you know and trust to verify.